Tuesday, July 5, 2011

Townhouse Anyone?

Hello everyone! As promised I am continuing my TRIBUTE TO THE RENTER. Last week we discussed and outlined the cost to purchase a Condo and this week I will be highlighting the purchase details of a Townhouse.  Read below!

TOWNHOUSE PURCHASE 

Purchase Price - $325,000 (3 bedroom Townhouse)
Min 5% Down Payment - $16,250
Mortgage with Insurance Premium - $317,858

Mortgage Rate-  3.79% (there are lower rates out there but I'm being conservative)
Amortization - (length to pay off the loan)  30 Years
PAYMENT: $1474 Month

So once again I ask the question..... WHY ARE YOU RENTING?
Consider purchasing a condo or townhome and Own for a similar price if not less than renting!
If your single considering renting out one of the rooms to a room mate for $500 month. This is what I did for 4 years before I got married and it worked great.

The average property goes up 6-8% a year and sometimes more. So why not consider paying yourself the rent instead of the landlord!? 

But Lacey, I don't have enough for a down payment. That's okay! Ask me about our Partnership program that we offer a few select clients per year.

Call 604-910-LACE (5223) with your questions. 
It's worth at least a phone call :) 

LACEY

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